MORTGAGE & HOUSING ASSISTANCE DURING COVID-19

If you're concerned about how to pay your mortgage or rent due to the coronavirus national emergency, read on for information on what to do now, and what your options are for mortgage and rent payment relief.

KHC UNEMPLOYMENT BRIDGE PROGRAM (UBP)

KY Homeowner Assistance-Limited Time Only

In light of the financial hardships faced by many Kentucky homeowners due to the COVID-19 pandemic, Kentucky Housing Corporation (KHC) is reactivating its Unemployment Bridge Program (UBP) for a limited time, effective immediately. KHC has funding available to help approximately 1,500 unemployed homeowners with this program.

JCPS FREE BREAKFAST & LUNCH SITES

JCPS Nutrition Services began distributing free breakfast and lunch today to all children 18 and under as well as all JCPS students over age 18. JCPS has 58 sites where families can drive or walk up and get the meals from 10 a.m. - 1 p.m. each  Tuesday and Thursday while schools are closed. Each child present can get a breakfast and lunch. Click button below to view a Map and Menu for the sites

BLESSINGS IN A BACKPACK

Blessings in a Backpack will distribute weekend meals on Fridays to kids in the program at designated feeding sites by JCPS.  Click below to view participating sites.

ASSISTANCE WITH MONTHLY EXPENSES

One Step at a Time

During these uncertain times, several companies including  LG&E, Kentucky Utilities Company and the Louisville Water Company announced measures to assist residential customers who may be facing financial difficulties in the near-term due to impacts from COVID-19. Until May 1, LG&E will suspend disconnects and waive late fees.  Louisville Water
Company  will suspend turnoffs for residential customers who may have difficulty paying their bill during this time.

FREE WI-FI, BROADBAND ACCESS FOR STUDENTS

Helping The Community

Spectrum is offering 60-day free service to households with students at speeds up to 100 Mbps for those who do not already have a subscription. Charter will also continue offering Spectrum Internet Assist for low-income households that offers speeds up to 30 Mbps. The company said that all installation fees will be waived for new student households.

 To enroll in the program, call 1-844-488-8395.

HOUSEHOLD PAYMENTS OF $1000

Supplemental payments for eligible Louisville households

Metro Government will give a $1,000 payment directly to eligible households who have LOST EMPLOYMENT due to  COVID-19. To qualify, Louisville region households must have an income under the area median income, which is $76,400 for a family of four.  Neighborhood Place now has an EASIER and quicker process to access COVID-19 emergency funds.  Please use the below link to schedule your appointment, which is much easier than trying to call the Neighborhood Place. Calling Neighborhood Place should be reserved for families who do not have internet access. The online address is: https://louisvillekynphelp.itfrontdesk.com The automated information guidance number is: 502-874-5060

LHOME LIFELINE LOANS

Emergency loan

For anyone experiencing a financial hardship during this pandemic, (instead of going to a payday loan company), please consider reaching out to LHome, who has a Lifeline Loan. The loan will make payments up to $500 directly on your behalf to LG&E, Lou Water Co, landlord or mortgage provider, healthcare provider, or other essential providers. Contact LHOME CDFI or visit LHomeKY.org for more loan details.

KY UNEMPLOYMENT INSURANCE

File For Unemployment Insurance

All Kentuckians who are eligible for unemployment insurance, particularly those affected by work loss due to #COVID19, should apply.  In order to serve you better, UI claims should be filed on a specific day of the week based on the first letter of your last name.

SMALL BUSINESS RESOURCES COVID 19

Full list from Louisville Forward

Visit this site for a full list of small business resources available in response to COVID 19.

SMALL BIZ CONTINUITY LOAN

LHome loan for small businesses

The Small Business Continuity Loan Program provides 0% loans up to $25,000, with no payments for 12 months, to small businesses impacted by COVID-19 within 3-5 business days of application. Contact LHOME CDFI or visit LHOMEKY.org for more details.

FOOD BIZ ASSISTANCE-ONLINE ORDERING

Assistance is available at Community Ventures Corporation for any food service business that needs assistance establishing an online business ordering page. For business assistance, contact Lowell Sellards 859-200-8349

ONE LOUISVILLE: COVID-19 RESPONSE FUND

Support our community

A coalition of government and philanthropy has joined together to create the One Louisville: COVID-19 Response Fund that will rapidly deploy resources to households, businesses, and community-based organizations (nonprofit organizations) working at the frontlines of the Louisville-area coronavirus outbreak.

The goal of this Fund is to attract and provide financial assistance to help communities, households, and businesses who are disproportionately impacted by the virus and its economic consequences.

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COVID 19 HOTLINE

Latest information and updates

The COVID-19 hotline is a service operated by the healthcare professionals at the KY Poison Control Center who can provide advice and answer questions. Please be patient as we are handling a high volume of calls and want to give everyone the time they deserve. For general information, please review the website prior to calling the hotline. Guidance is being added as it becomes available on

RESTAURANT WORKER RELIEF PROGRAM

Support Services

The LEE Initiative in partnership with Maker's Mark will turn 610 Magnolia into a relief center for any restaurant worker who has been laid off or has had a significant reduction in hours.  They will provide dinners and supplies on a first come first serve basis.  Limit of 2 unless there is an emergency situation.  Supplies on hand include: baby food & supplies, non-perishable food, toilet paper and Tylenol.