Strengthening Families & Communities Through Homeownership
Community Resources
HOMEOWNER MORTGAGE ASSISTANCE
If you're a KY homeowner, have been impacted by COVID-19, and are concerned about how to pay your mortgage or utility services, there is help available to avoid foreclosure or loss of utility services (up to $35,000 per household). Visit www.protectymykyhome.org or call 1-866-830-7868 for additional information or assistance.
KHC UNEMPLOYMENT BRIDGE PROGRAM (UBP)
KY Homeowner Assistance-Limited Time Only
In light of the financial hardships faced by many Kentucky homeowners due to the COVID-19 pandemic, Kentucky Housing Corporation (KHC) is reactivating its Unemployment Bridge Program (UBP) for a limited time, effective immediately. KHC has funding available to help approximately 1,500 unemployed homeowners with this program.
LHOME LIFELINE LOANS
Emergency loan
For anyone experiencing a financial hardship during this pandemic, (instead of going to a payday loan company), please consider reaching out to LHome, who has a Lifeline Loan. The loan will make payments up to $500 directly on your behalf to LG&E, Lou Water Co, landlord or mortgage provider, healthcare provider, or other essential providers. Contact LHOME CDFI or visit LHomeKY.org for more loan details.
KY UNEMPLOYMENT INSURANCE
File For Unemployment Insurance
All Kentuckians who are eligible for unemployment insurance, particularly those affected by work loss due to #COVID19, should apply. In order to serve you better, UI claims should be filed on a specific day of the week based on the first letter of your last name.
SMALL BIZ CONTINUITY LOAN
LHome loan for small businesses
The Small Business Continuity Loan Program provides 0% loans up to $25,000, with no payments for 12 months, to small businesses impacted by COVID-19 within 3-5 business days of application. Contact LHOME CDFI or visit LHOMEKY.org for more details.
COVID 19 HOTLINE
Latest information and updates
The COVID-19 hotline is a service operated by the healthcare professionals at the KY Poison Control Center who can provide advice and answer questions. Please be patient as we are handling a high volume of calls and want to give everyone the time they deserve. For general information, please review the website prior to calling the hotline. Guidance is being added as it becomes available on www.kycovid19.ky.gov
“I believe what River City Housing is doing is a worthy cause, being a nonprofit and providing the things you do. You upgraded me and my life. I’m blessed. I consider River City Housing a part of my Dream Team.”
Cane Run Homeowner
