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Are you ready for secure, stable, and sustainable housing? Ridding your life of rent and becoming a homeowner is possible. River City Housing has sold hundreds of houses to first-time homebuyers at varying levels of household income. Check out the following information and tools to see what resources are available and what assistance you may qualify for.

Homes For Sale   |   First-Time Homebuyer Program  | Subcontractors


1.     You must be a first-time home buyer (not owned a home in the past three years)

2.     Qualify for a mortgage from a bank or other reputable lending institution

3.     Meet the income guidelines for number of members in household (see list below)

4.     Complete HUD-certified New Homeowner Training (there is a cost associated with this course; price varies)

5.     Must also meet all other requirements to qualify for Down Payment Assistance

New Homeowner Training:

Louisville Urban League at 502-585-4622, Apprisen 502-458-8840 or go online to eHomeAmerica

Once qualified, you're ready to find the home of your dreams!

Resources: Programs


Ready to make your home ownership dreams a reality?

Check out our currently available homes and stay in contact with River City Housing's realtor.


To purchase a River City Housing property, your income must not exceed a certain amount based on household size.

The following 2023 HUD Annual Income Limit Guideline depicts the maximum income level for the number of household members to qualify for these purchase programs. 

     # in Household                       Max Income

          1 Person                                  $50,250

          2 People                                  $57,400

          3 People                                  $64,600

          4 People                                  $71,500

          5 People                                  $77,500

Contact us to help answer your questions about the 2023 HUD Annual Income Limits.

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